Decisions move fast. Qualified Charlotte businesses can be funded in as little as 24 hours. 5-minute application, soft pull to start.
Start ApplicationFast Funding ยท Charlotte
Restaurants, contractors, carriers, and shops across Charlotte use fast funding when timing matters. We keep the paperwork light so the decision can move.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5 minutes to apply and about three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, weighed alongside your deposits.
Your offer lists the full repayment amount up front. No surprise costs after you sign.
The repayment schedule is spelled out in the offer before you accept.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
People search for same-day business funding because something cannot wait: a cooler died, a crew needs paying Friday, or a supplier wants payment before releasing an order. We understand the urgency, so we want to be straight about timing. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. We do not promise money the same day you apply.
What makes the process quick is how little we ask for. The application takes about 5 minutes, and we review roughly three months of business bank statements instead of tax returns and lengthy financial packages.
Charlotte is a major banking and finance center, but most of the city's businesses are not banks. They are restaurants in South End and NoDa, contractors keeping up with constant building across the metro, trucking and distribution companies along the interstates, and shops that ride the bump from big games, concerts, and race weekends nearby. When cash timing goes wrong in those businesses, a few weeks waiting on a traditional bank decision can cost real money.
Moving fast should never mean signing something you have not read. Every offer we send shows the full repayment amount and the repayment schedule before you accept. Take the time to compare it against what the money will do for your business. If a repair keeps a kitchen open through a busy weekend, or payroll keeps a crew on a job that pays out next month, the math is usually easy to check. If the need is less clear, it is worth slowing down for an hour and deciding whether a smaller amount would cover it.
Speed matters, but so does fit. A merchant cash advance ties repayment to sales. Working capital funding covers everyday operating costs. A line of credit lets you draw as needs come up. You can also read about fast funding across North Carolina.
We do not promise same-day funding. Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
Missing or incomplete bank statements are the most common delay. Having about three months ready when you apply helps.
Funding ranges from $25,000 to $5,000,000, based mainly on your deposits and existing obligations.
FICO scores of 500 and up are considered. We look at your score together with your deposit history.
No tax returns are required. Bank statements are the core of our review.
Yes, sole proprietors can apply. The same review applies: about three months of bank statements and a soft credit pull to start.
Example uses for illustration only.
These steps help a fast request stay fast.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding