Only campaigns with a measured return, such as holiday promotions tied to inventory you already stock.
Check my optionsRetail
Financing retail marketing makes sense when the store can measure what a campaign returns and has the inventory and staff to serve the extra customers. It rarely makes sense for brand-building with no way to track results.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Advances, lines of credit and second-position options in one place.
Approved files are usually funded the next business day.
A person reviews your revenue, time in business and bank activity, often within hours.
Net cash, total payback and payment shown before you sign.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Retail has measurable marketing channels. Email and SMS lists produce trackable sales through codes or links. Paid social and search ads can be tied to online orders and, with offers or codes, to in-store purchases. Loyalty programs show how often members return and what they spend. Local events can be tracked through redemption of event-specific offers. Use these to establish a baseline cost per sale before borrowing.
Time campaigns with inventory. A promotion that drives traffic when shelves are thin wastes the spend and disappoints customers. The best financed campaigns pair with a stocked season: back-to-school, holidays or a new product launch. Funding both inventory and marketing together, sized as one plan, keeps them aligned.
Estimate the payback. If an email and paid social push costing $6,000 is expected to generate $24,000 in sales at a 45% gross margin, that is $10,800 of gross profit. Compare it with the total cost of the funding and check that the payment fits the weeks after the campaign ends.
Prefer building owned channels. Growing your email list, SMS subscribers and loyalty members keeps lowering the cost of future campaigns. Financing a push that adds subscribers has value beyond the immediate sales.
MFE considers credit from 500 and can fund inventory and marketing for a defined season, sized to the expected return.
In-store experience is part of marketing. Better signage, displays and lighting near high-margin products can lift sales with modest one-time spending, and their effect can be measured by comparing category sales before and after the change.
Here is funding for a seasonal campaign paired with inventory. Illustrative numbers.
| Amount funded | $75,000 |
| Factor rate | 1.40 |
| Total payback (amount × factor) | $105,000 |
| Fees deducted at funding (2%) | $1,500 |
| Net cash you receive | $73,500 |
| Weekly payment over 52 weeks | $2,019 |
| Same total as daily debits (~260 business days) | $404/day |
Illustrative numbers only. Your offer depends on your file; always compare net cash and total payback in writing.
| Email and SMS | Codes, links, list growth |
| Paid social and search | Online orders, in-store codes |
| Loyalty program | Return visits and spend |
| Local events | Event-specific offers |
| In-store promotions | POS reports by item |
Good fit:
Probably not yet:
When results can be measured and inventory and staff can support the demand.
Email, SMS, loyalty programs and coded offers.
When shelves are stocked for the season or launch.
Expected sales times gross margin, compared with total funding cost.
They lower the cost of future campaigns.
Yes, as one seasonal plan.
Example uses for illustration only.
Before you apply:
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding