Don’t settle for one offer. Merchant Fund Express sends your file to multiple funders, publishes working calculators, and decides the same day, with funding typically the next business day.
Check my optionsOne Park Financial alternative
Net funding, total payback, payment size and frequency, and early-payoff terms tell you the real price. Put two offers side by side before you sign.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A real review of your revenue, time in business and bank activity, often within hours.
We match your file with funders who fit it, so you can compare offers.
Better credit opens better offers, but deposits matter most.
Approved files are typically funded the next business day.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Don’t settle for one offer. Merchant Fund Express sends your file to multiple funders, publishes working calculators, and decides the same day, with funding typically the next business day.
Net funding, total payback, payment size and frequency, and early-payoff terms tell you the real price. Put two offers side by side before you sign.
| Amount funded | $25,000 |
| Factor rate | 1.38 |
| Total payback (amount × factor) | $34,500 |
| Fees deducted at funding (2%) | $500 |
| Net cash you receive | $24,500 |
| Weekly payment over 48 weeks | $719 |
| Same total as daily debits (~240 business days) | $144/day |
Illustrative numbers only. Your offer depends on your file; always compare net cash and total payback in writing.
| Merchant Fund Express | One Park Financial | |
|---|---|---|
| One application, multiple funders compete | ✓ | Broker; FAQ says it does not finance directly |
| Published factor-rate calculator with fees | ✓ Try it | — |
| Buyout worksheet for existing advances | ✓ Try it | Article, no worksheet |
| Daily vs. weekly payment comparison | ✓ Try it | — |
| Credit minimum stated | 500 | Blog says no credit check; FAQ lists a FICO requirement |
| State coverage stated | All 50 states | Locations page says all 50; FAQ excludes NY and CA |
| Buyouts of existing balances | Balances of $100,000 or less | Discussed in articles |
| Early-payoff discount | 30, 60 and 90 days | Not published |
| Same-day decision, next-day funding | ✓ | Fast funding advertised |
Sources, checked October 2026: One Park FAQ, Locations, RBF guide, Restaurant guide, No credit check article
Don’t settle for one offer. Merchant Fund Express sends your file to multiple funders, publishes working calculators, and decides the same day, with funding typically the next business day.
Applying starts with a soft pull, which does not affect your score. Any harder review happens later, with your consent.
Offers are usually sized around one month of business revenue, adjusted for balances, existing payments and time in business.
Yes. Sole proprietors, LLCs and corporations can all apply when revenue runs through a business bank account.
Example uses for illustration only.
Funders weigh your recent bank activity most. These steps strengthen almost any file:
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding