One application reaches multiple funders, so you compare offers instead of accepting one. Same-day decisions, next-day funding, 500 credit minimum.
Check my optionsMcKenzie Capital alternative
Net funding, total payback, payment size and frequency, and early-payoff terms tell you the real price. Put two offers side by side before you sign.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A real review of your revenue, time in business and bank activity, often within hours.
We match your file with funders who fit it, so you can compare offers.
Better credit opens better offers, but deposits matter most.
Approved files are typically funded the next business day.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
One application reaches multiple funders, so you compare offers instead of accepting one. Same-day decisions, next-day funding, 500 credit minimum.
Net funding, total payback, payment size and frequency, and early-payoff terms tell you the real price. Put two offers side by side before you sign.
| Amount funded | $40,000 |
| Factor rate | 1.25 |
| Total payback (amount × factor) | $50,000 |
| Fees deducted at funding (2%) | $800 |
| Net cash you receive | $39,200 |
| Weekly payment over 36 weeks | $1,389 |
| Same total as daily debits (~180 business days) | $278/day |
Illustrative numbers only. Your offer depends on your file; always compare net cash and total payback in writing.
| Merchant Fund Express | McKenzie Capital | |
|---|---|---|
| One application, multiple funders compete | ✓ | Single company |
| New York and California | We fund all 50 states | Excluded on its homepage |
| Credit minimum stated | 500 | — |
| Published calculators and worksheets | ✓ | Not found on its site |
| Buyouts of existing balances | Balances of $100,000 or less | — |
| Early-payoff discount | 30, 60 and 90 days | Accelerated delivery discount advertised |
| Library of borrower guides | Hundreds of answers and guides | Sitemap lists one page |
Sources, checked October 2026: McKenzie Capital, One Park application, Fund Street Technologies, MCK Business Loans
One application reaches multiple funders, so you compare offers instead of accepting one. Same-day decisions, next-day funding, 500 credit minimum.
Applying starts with a soft pull, which does not affect your score. Any harder review happens later, with your consent.
Offers are usually sized around one month of business revenue, adjusted for balances, existing payments and time in business.
Yes. Sole proprietors, LLCs and corporations can all apply when revenue runs through a business bank account.
Example uses for illustration only.
Funders weigh your recent bank activity most. These steps strengthen almost any file:
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding