Stock more of what sells out, add capacity, extend hours or fund marketing with a known return.
Check my optionsGrowth
Financing increases sales when it lets customers buy more, lets you deliver faster or lets you say yes to orders you currently decline. Three levers stand out: availability, speed and payment flexibility for customers.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Your file goes to funders that fit it, so offers can be compared.
A person reviews your revenue, time in business and bank activity, often within hours.
You can apply at 500; stronger credit opens more products.
A human reads the file, not just an algorithm score.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Availability: products in stock sell; products out of stock send customers to competitors. If your records show regular stockouts on best sellers, funding inventory ahead of demand can lift sales almost immediately. The same applies to services: if you are booked out weeks in advance, funding another crew, chair or vehicle converts waiting demand into revenue.
Speed: faster delivery and faster quotes win business. A contractor who can start next week instead of next month, or a distributor who can ship same day, often wins jobs on timing alone. Funding the materials buffer, equipment or staff that enables speed can be a direct sales driver.
Payment flexibility: some customers buy more when they can pay over time. Businesses selling to other businesses can offer net-30 or net-60 terms using working capital or invoice factoring to bridge the wait. Consumer-facing businesses can partner with third-party customer financing providers, which typically charge the merchant a fee but pay the merchant upfront.
For each lever, estimate the added monthly gross profit and compare it with the funding payment. Availability and speed usually show results within weeks; payment terms take longer as customers adjust.
MFE considers credit from 500 and can fund inventory, equipment or working capital for terms, with offers sized to the lever you are pulling.
Another lever is sales capacity itself: a dedicated salesperson, better quoting tools or trade show participation. These are fundable when you know your close rate and average deal size, because you can estimate how many additional deals the investment should produce.
Here is funding sized to restock best sellers before demand. Illustrative numbers.
| Funding for the project | $60,000 |
| Total payback (factor 1.40) | $84,000 |
| Term | ~36 weeks |
| Payment per week | $2,333 |
| Monthly payment the project must cover | $10,103 |
| Your estimate of added monthly profit | $15,000 |
| Verdict | Pays back within the term |
Illustrative. Replace the estimate with your own numbers before applying.
| Availability | Inventory and capacity |
| Speed | Materials buffer, equipment, staff |
| B2B payment terms | Working capital or factoring |
| Consumer financing | Third-party providers |
| Measurement | Added gross profit vs. payment |
Good fit:
Probably not yet:
By improving availability, speed or customer payment flexibility.
When stockouts are costing you sales, often quickly.
Yes, working capital or factoring can bridge B2B terms.
Third-party programs that let consumers pay over time while you are paid upfront, usually for a fee.
Availability and speed usually show results within weeks.
Compare added gross profit with the funding payment.
Example uses for illustration only.
Before you apply:
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding