Yes, when it funds stock you run out of, capacity, or proven marketing. Track sales per dollar funded.
Check my optionsGrowth
Financing increases sales only when the money removes something that currently limits sales: missing inventory, too few staff, too little capacity or customers who cannot buy because of how you sell. Otherwise it adds a payment to the same level of revenue.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Net cash, total payback and payment shown before you sign.
Advances, lines of credit and second-position options in one place.
Existing balances of $100,000 or less can be bought out.
A person reviews your revenue, time in business and bank activity, often within hours.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Look for lost sales you can count. Out-of-stock notices, abandoned carts because of shipping times, phone calls that go to voicemail, quotes you could not deliver in time and customers asking for payment terms you cannot offer are all signs of sales left on the table. Estimating how many of those you lose per month gives you a realistic ceiling for what financing could add.
Then match the money to the leak. Stockouts call for inventory funding timed before demand. Missed calls and slow responses call for staff or a call-answering service. Capacity limits call for equipment. Customers who need terms, such as businesses buying on net 30, may call for working capital or factoring so you can offer terms without starving your own cash.
Marketing can also increase sales, but it is the hardest to predict. Fund marketing when you already know your cost to acquire a customer from a test, and when you have capacity to serve the extra demand. Untested campaigns are better funded from profit in small amounts first.
Every financed sales initiative should have a number attached: expected added sales per month, the gross margin on those sales and the payment. If added gross profit comfortably exceeds the payment within a few months, the plan is sound. If it only works in the best case, scale it down.
MFE considers credit from 500 and can fund the specific initiative quickly, with offers you can size to the expected gain rather than the maximum available.
Here is funding sized to recover counted lost sales. Illustrative numbers.
| Funding for the project | $125,000 |
| Total payback (factor 1.30) | $162,500 |
| Term | ~44 weeks |
| Payment per week | $3,693 |
| Monthly payment the project must cover | $15,991 |
| Your estimate of added monthly profit | $8,000 |
| Verdict | Does not pay back in time — reduce the amount or rethink |
Illustrative. Replace the estimate with your own numbers before applying.
| Stockouts | Inventory funding before demand |
| Missed calls or slow quotes | Staff or answering service |
| Capacity limits | Equipment financing |
| Customers need terms | Working capital or factoring |
| Low awareness | Marketing after a tested CAC |
Good fit:
Probably not yet:
Yes, when it removes a specific limit on sales such as stockouts or capacity.
Track stockouts, missed calls, abandoned carts and quotes you could not fulfill.
Only after a test shows your cost to acquire a customer.
Working capital or factoring can bridge the gap.
Expected added gross profit per month compared with the payment.
Size funding so the payment fits without the added sales.
Example uses for illustration only.
Before you apply:
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding