Merchant Fund Express
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Equipment Financing in Nevada

Fund the truck, oven, or loader your Nevada business needs. Five-minute application, soft pull to start, no tax returns.

Price My Equipment

Equipment Financing, Nevada

Put new equipment to work without draining cash

Keep your reserves for payroll and slow weeks. We size equipment funding around your deposits so the payment fits the revenue the machine helps create.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Why Nevada owners finance equipment with us

Short application, light paperwork

Five minutes online and about three months of bank statements. Qualified businesses can be funded in as little as 24 hours.

Credit is one factor, not the whole file

FICO 500 and up is considered. Deposits and time in business carry real weight in our review.

Full cost shown before you sign

Your offer shows the full repayment amount before you accept, so there are no surprise costs after you sign.

Payment schedule in writing

The repayment schedule is laid out in your offer up front, so you can plan around it.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Machines that earn their keep

A Nevada business usually shops for equipment for one of two reasons: something broke, or demand outgrew what the shop can handle. A Henderson kitchen adding a second line, a Reno warehouse needing another forklift, a contractor in the Las Vegas valley replacing a skid steer. In each case the equipment is supposed to pay for itself through the work it makes possible. Our job is to get the money in place without stalling the project for weeks.

How we review an equipment request

We start with your business bank statements, about three months of them, because steady deposits tell us more than a stack of paperwork. Then we look at:

No tax returns are required, and the first step is a soft credit pull.

Reading a Nevada deposit pattern

The state's economy leans on hospitality, gaming, entertainment, construction, mining, and a growing logistics corridor in the north. Those sectors move on conventions, tourism swings, and building cycles. If your deposits rise and fall with the calendar, tell us. We would rather understand the rhythm than guess at it.

New or used, and what to have ready

Many Nevada owners save money buying used, especially for trucks, kitchen lines, and construction gear that hold up well. Either way, it helps to bring a vendor quote or listing that shows the make, model, and price. That lets us match the funding request to a real purchase instead of a rough estimate.

It also helps to think about timing. A landscaping company in Summerlin may want new mowers before spring, while a Reno logistics operator might add a forklift ahead of a big shipping stretch. If the equipment will raise revenue quickly, say so in your application. We consider how the purchase fits your deposit history and any payments you already carry. If you are a sole proprietor, you can still apply. We look at the business account the same way we would for a larger company.

When equipment financing is not the right tool

If the purchase is small and the real pressure is payroll or inventory, flexible working capital in Nevada may fit better. Owners who want a reusable pool of funds can look at a business line of credit. We will point out the better fit when we see one.

Ready to price a machine? Start the 5-minute application.

Frequently Asked Questions

Can I finance used equipment in Nevada?

Often yes. We look at the equipment, how it supports your revenue, and your deposit history. Share details about the item when you apply.

How much can I get for equipment?

Funding ranges from $25,000 to $5,000,000. Where you land depends mainly on your deposits and existing obligations, not just the price of the machine.

Do I need tax returns?

No. We work from about three months of business bank statements plus a short application.

How fast can equipment funding arrive?

Qualified businesses can be funded in as little as 24 hours once the offer is accepted and documents are complete.

Does applying hurt my credit?

We begin with a soft credit pull, which does not affect your score.

Can I apply before choosing a vendor?

Yes. You can apply first to see what range makes sense, then bring a quote once you settle on the equipment.

Forklift $45,000.00
Commercial oven $38,000.00
Skid steer $72,000.00
Box truck $95,000.00

Example uses for illustration only.

How to improve your chances

A few steps can make an equipment request easier to approve and size.

  • Get a written quote or spec sheet for the equipment
  • Keep business and personal spending in separate accounts
  • Avoid overdrafts in the months before you apply
  • List current loans and advances honestly on the application

Equipment financing: us vs. a typical bank

Merchant Fund Express
Traditional bank loans
Application
5 minutes online
Long forms and meetings
Documents
About 3 months of bank statements
Tax returns and financials
Credit
FICO 500+ considered
Usually strong credit needed
Speed
As little as 24 hours, if qualified
Often weeks
First credit check
Soft pull
Hard pull common

Get the equipment ordered, not stuck in review

One secure application. A soft credit pull to start. No obligation to accept an offer.

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