Cover payroll, lab bills and rent through deductible resets and vacation months. $25,000 to $5M, soft credit pull to start.
See My OptionsDental Slow-Season Funding
Empty hygiene slots do not shrink your fixed costs. We fund the seasonal dip based on how your practice deposits look across the year.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with around three months of statements. Funding in as little as 24 hours for qualified practices.
FICO 500+ is considered, alongside your deposit history across busy and slow months.
Your offer lists the full repayment amount before you accept. No surprise costs appear after you sign.
Repayment timing is spelled out in the offer, so you can plan it against the busier months ahead.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Patients do not stop needing care, but they do change when they schedule it. Many practices see the chair fill up late in the year as patients use remaining benefits, then soften in January when deductibles reset. Summer vacations and holiday weeks bring cancellations and empty hygiene slots. Rent, lab bills, equipment leases and payroll stay the same. Slow-season funding for dental practices smooths that dip so you are not cutting hours or delaying vendor payments.
Before you request anything, pull your last year of deposits and mark the weak stretches. Some practices dip right after the new year; others feel it most in late summer. Knowing your pattern tells you how much to request and when repayment will feel easiest. It also helps when we review your three months of statements, because you can explain a soft month instead of letting it speak for itself.
For a recurring dip, a business line of credit for dental practices may be a better fit than a lump sum. Revenue-based financing is another option, since repayment moves with deposits. Our dental cash flow guide covers planning in more detail.
The application takes about 5 minutes with a soft credit pull to start. We ask for roughly three months of business bank statements and no tax returns. FICO 500+ is considered and sole proprietors can apply. Qualified practices can be funded in as little as 24 hours.
The best time to apply is before the slow stretch, when recent statements still reflect a busy period. Your offer shows the full repayment amount and repayment schedule before you accept, so check that payments land comfortably once the schedule fills back up.
A soft month is one factor among several. We look at your overall deposit pattern and existing obligations, and you can explain seasonal swings.
Often, if the dip repeats every year, since you draw only when needed. A lump sum can work better for a single known gap.
Yes. Recall campaigns and patient reactivation are reasonable uses of slow-season funds.
Offers range from $25,000 to $5,000,000, based mainly on deposits and existing obligations.
We start with a soft credit pull, which does not affect your score.
That is your call, and sometimes it is the right one. Many owners find that losing a trained hygienist costs more to replace than carrying payroll through a short dip. Compare the full repayment amount in your offer against what it would cost to rehire, retrain and rebuild the hygiene schedule when patients return.
Example uses for illustration only.
A little planning goes a long way before your slow season.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding