A revolving line of credit for recurring needs, a lump-sum advance for a one-time project, and equipment financing for assets. Growing companies often combine two.
Check my optionsCredit
A growing company rarely needs one big loan. It needs the right tool for each job: flexible credit for swings in cash, term money for one-time projects and fast capital when an opportunity will not wait.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A person reviews your revenue, time in business and bank activity, often within hours.
Approved files are usually funded the next business day.
Net cash, total payback and payment shown before you sign.
A human reads the file, not just an algorithm score.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Think of growth needs in three buckets. Recurring swings, such as covering payroll while receivables catch up, fit a revolving line of credit because you draw only what you need and pay interest or fees only on what is out. One-time investments with a long payback, such as a second location or major equipment, fit term loans or equipment financing with longer schedules. Short, high-return opportunities, such as a bulk inventory discount or a new contract that needs materials, fit faster capital like a merchant cash advance.
Using the wrong product is the most common growth mistake. Funding a five-year build-out with a six-month advance squeezes cash every week, while waiting six weeks for a bank loan can cost the contract the loan was meant to win. Line up the payback period of the investment with the term of the funding, and keep fast capital for needs that are genuinely short.
Growing companies also benefit from layering over time. An early advance repaid on schedule builds the bank history that supports a line of credit; a year of steady line usage and rising revenue opens doors to term loans and lower costs. A marketplace application such as MFE can show which of these you qualify for today, with credit from 500 and better offers as the profile strengthens.
Here is an example of fast capital used for a short, high-return growth opportunity. Illustrative numbers.
| 500–549 | Revenue-based funding; strongest deposits needed |
| 550–599 | Revenue-based funding and renewals |
| 600–649 | More funders compete; better terms |
| 650+ | Lines of credit and term loans open up |
Minimum to apply is 500. Deposits, balances and time in business still carry the most weight.
| Recurring cash swings | Business line of credit |
| Equipment purchase | Equipment financing |
| Build-out or expansion | Term loan or SBA loan |
| Short opportunity | Merchant cash advance |
| Slow-paying invoices | Invoice factoring |
Good fit:
Probably not yet:
Not necessarily. Different products fit different needs, and comparing offers keeps costs in check.
When cash needs repeat, such as seasonal inventory or payroll gaps, and you want to pay only on what you use.
It can, but the frequent payments may strain cash. Match the term to the payback period when possible.
Steady revenue growth, on-time payments, few negative days and a rising credit score.
Sometimes, if your deposits support both payments. Funders review all existing obligations.
Example uses for illustration only.
Before you apply:
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding