Use it for the planned purpose, set aside payments in advance, track the return and review early-payoff options.
Check my optionsCost and offers
The weeks right after funding arrives decide whether the money produces the result you planned. A simple 30-day routine keeps the funds on purpose, protects the payment schedule and sets up better terms for the future.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A person reviews your revenue, time in business and bank activity, often within hours.
Existing balances of $100,000 or less can be bought out.
Net cash, total payback and payment shown before you sign.
Advances, lines of credit and second-position options in one place.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Day one: confirm the deposit amount matches the agreement, net of any fees, and save the final agreement, payment schedule and funder contact information in one place. Set aside a reserve equal to at least two weeks of payments in the same account the funder debits, or in a linked account you can move quickly.
Days one to seven: deploy the funds on the planned use. Place the inventory order, pay the equipment vendor, start the hire or launch the campaign. Funds that sit idle still carry their cost. If plans changed, document how the money is being used so your records stay clear.
Days seven to thirty: watch collection days. Mark each payment date on your cash calendar, set low-balance alerts and check that each debit clears. If sales come in lower than expected, contact the funder before a payment fails and ask about reconciliation or adjustment under your agreement.
Track the return. Choose one or two measures tied to the funded use, such as units sold from the new stock or jobs completed with the new equipment, and compare them weekly with your plan. This tells you whether to repeat the approach and provides evidence for future funding.
Think ahead. If your agreement includes early-payoff discounts at 30, 60 or 90 days, as some MFE agreements do, note the dates and the savings, and decide whether paying early makes sense if cash arrives faster than expected.
Finally, decline unsolicited stacking offers. Additional advances from other funders during an active agreement can strain cash quickly; if you need more, ask about structured options instead.
Here is a funded amount with its payment schedule to track over the first month. Illustrative numbers.
| Amount funded | $125,000 |
| Factor rate | 1.25 |
| Total payback (amount × factor) | $156,250 |
| Fees deducted at funding (4%) | $5,000 |
| Net cash you receive | $120,000 |
| Weekly payment over 44 weeks | $3,551 |
| Same total as daily debits (~220 business days) | $710/day |
Illustrative numbers only. Your offer depends on your file; always compare net cash and total payback in writing.
| Day 1 | Confirm amount, save agreement, set reserve |
| Days 1-7 | Deploy funds on the planned use |
| Days 7-30 | Track collection days and alerts |
| Ongoing | Measure return weekly |
| Before day 30 | Note early-payoff options |
Good fit:
Probably not yet:
Confirm the amount, save documents, set a payment reserve and deploy funds on the planned use.
At least two weeks of payments.
Contact the funder before a payment fails and ask about reconciliation.
Avoid uncoordinated stacking; ask about structured options if more is needed.
Some agreements offer discounts at 30, 60 or 90 days.
To know whether the strategy worked and to support future funding.
Example uses for illustration only.
Before you apply:
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding