# Stratus Building Solutions Franchise Funding for Existing Owners

> Funding for existing Stratus master and unit franchisees: account ramp-ups, crew payroll, equipment and commercial invoices paid on terms, read from deposits.

Source: https://mfebusinessloans.com/franchise-funding/brands/stratus-building-solutions/ (Merchant Fund Express, updated 2026-10-21)

## The short answer

Merchant Fund Express funds existing Stratus Building Solutions owners, now marketed as Stratus Clean, at the master and unit level: business loans, merchant cash advances, revenue-based financing, lines of credit, equipment financing and working capital from $25,000 to $5,000,000. Commercial contracts pay on invoice terms, so the review reads monthly deposit totals, royalty drafts and existing payments. A complete file gets a same-day decision, and funding often follows the next business day.

## Who is this page for?

Stratus runs a two-tier model. A master franchisee operates as the regional franchisor for an exclusive territory: it sells and supports unit franchises, obtains commercial cleaning contracts and awards them to its unit owners, and earns franchise fees and ongoing royalties on unit revenue. The franchisor says masters are not expected to do the cleaning. A unit franchisee is a local janitorial business servicing the contracts it is awarded, with a package the franchisor says includes billing and collections support.
Both levels live on recurring commercial revenue. Read this alongside the cleaning and restoration franchise guide and our cleaning industry page.

## What the franchisor publishes

Stratus Building Solutions: facts from official sources
Franchisor: SBS Franchising, LLC (brand now marketed as Stratus Clean) (source)
Published formats: Janitorial unit franchise and master franchise (regional franchisor with an exclusive territory), US and Canada (source)
Initial franchise fee: Master franchise fee: $75,000 to $200,000 (source)
Total initial investment: Unit franchise: $5,000 to $50,000, with as little as $1,000 down (source)
Liquid assets / net worth asked of new franchisees: Master franchise: $125,000 to $150,000 liquid / $250,000+ net worth (source)
Locations: 100+ master territories and 5,500+ unit franchisees across the U.S. and Canada (as stated by the franchisor, checked Oct 2026) (source)
US franchising status: Actively franchising in the US (unit and master levels) (source)
Checked Oct 2026 against official sources: the franchisor's own franchising site, its FDD or SEC filings, or the SBA Franchise Directory. Figures change; confirm current numbers in the latest Franchise Disclosure Document. Figures we could not confirm from an official source are left out.

## Every way to fund your Stratus Building Solutions location

Already running a Stratus Building Solutions location and need capital? Merchant Fund Express funds existing franchise owners with every product below. Terms depend on the business's revenue and history.
Franchise business loan: A term loan helps a master franchisee with three years of history add sales staff or expand its regional office.
Merchant cash advance: An advance funds an urgent need, such as staffing a just-awarded contract, and is repaid from future deposits.
Revenue-based financing: Payments tied to deposits suit a unit owner whose monthly billing changes as contracts are added.
Business line of credit: A revolving line covers the delay between servicing a building and receiving the contract payment.
Equipment financing: Auto scrubbers, burnishers, extractors and backpack vacuums are financed against a vendor quote over their useful life.
Working capital: Working capital carries a master's office payroll or a unit's crew through a heavy onboarding month.

## Which problems do Stratus owners bring to a funding review?

A large contract is awarded at once
A new building can double a unit's workload overnight: more cleaners, more supplies, more hours, all before the first payment cycle completes. See big contract funding.
A master region grows its team
Masters win contracts through sales staff and support unit owners with trainers and account managers, which adds payroll before new royalties arrive. See cleaning expansion funding.
Equipment wears out on heavy accounts
Floor machines on large commercial accounts run every night. Cleaning equipment repair funding covers repair or replacement.

## Which product fits which Stratus need?

Need | Product | Published requirement it leans on | What to send |
Staffing a newly awarded contract | Working capital | Tier 2: 6+ months, FICO 600+, $60K verifiable revenue | 3 months of statements, contract summary |
Master office sales and support staff | Business loan | Tier 1: 3+ years, FICO 650+, about $25K/month revenue | Statements, debt schedule |
Gap until contract payments clear | Line of credit | Tier 1: 8+ deposits a month, NSFs max 6/month | Statements, receivables list |
Floor and carpet machines | Equipment financing | Vendor quote and useful life | Quote, statements |
Commercial invoices on net terms | Invoice factoring | B2B receivables | Aging report, invoices |

## How does the review read a Stratus business?

Master or unit: each is a separate entity with a different revenue source; masters collect fees and royalties, units collect payment for cleaning.
Deposit timing: commercial payments usually land as ACH or checks on monthly cycles, so we read monthly totals and stability rather than daily volume.
Royalty and system fees: recurring drafts to the franchisor or master are counted like rent before capacity is sized.
Supplies and equipment: chemical purchases and equipment payments are read as operating cost.
Existing positions: current loans and advances are counted; a new structure can sometimes lower the combined payment.

## What should a Stratus owner send?

About 3 months of business bank statements (PDFs) for the entity applying
The five-minute application, which opens with a soft credit pull
A summary of current contracts or an aging report
Equipment quotes and a debt schedule
Full financials only above $250,000
ITIN applicants are accepted and Spanish-speaking support is available.

## A hypothetical Stratus budget scenario

Consider a master office depositing $110,000 a month from fees and royalties. Office and sales payroll is $52,000, fees to the franchisor $11,000, rent and software $9,000 and existing payments $6,000. The master wants a $90,000 business loan to hire two more salespeople.
Monthly deposits$110,000
Less payroll, franchisor fees, rent and software, existing payments$110,000 - $52,000 - $11,000 - $9,000 - $6,000 = $32,000
$90,000 over 24 months$3,750/month before cost of funds
Share of what remains$3,750 / $32,000 = about 11.7%
Figures in this example are illustrations of the arithmetic, not an offer, quote or approval. Real terms depend on the file and the funder.

## What if you are buying or opening a Stratus franchise instead?

A new master territory or unit has no deposits to read, so it needs an operating history before Merchant Fund Express can review it; see buying a franchise. Existing owners expanding are read on current deposits; see second location funding. Taking over an operating region or unit is covered on franchise transfer financing.

## Keep reading

Cleaning and restoration franchise funding: the sector guide for cleaning franchises
Franchise brands we cover: other brand pages
Franchise business loans: term loans for established franchisees
Invoice factoring: advancing on commercial invoices
Big contract funding: staffing large cleaning contracts

## Common questions

### Can a Stratus master franchisee apply?

Yes. A master's office is read on its fee and royalty deposits, payroll and obligations, separately from its unit franchisees.

### Can a Stratus unit owner apply on contract revenue alone?

Yes, if the business has its own deposits. Commercial contract payments are read on their monthly pattern.

### Can I finance floor care equipment?

Yes. Scrubbers, burnishers and extractors are reviewed against a vendor quote and their useful life.

### Does it matter that Stratus is now called Stratus Clean?

No. The review reads your entity, deposits and obligations; the brand name on the agreement does not change how the file is read.

### Are you affiliated with Stratus Building Solutions?

No. Merchant Fund Express is independent. We use the Stratus Building Solutions name only to identify the owners this page is for; it does not mean the franchisor endorses or works with us.

Merchant Fund Express is independent. Not affiliated with or endorsed by Stratus Building Solutions or its franchisor.

Apply with Merchant Fund Express: https://merchantfundexpress.com/current-application.html?utm_source=mfebusinessloans.com&utm_medium=franchise&utm_campaign=franchise-funding&utm_content=stratus-building-solutions