# Kung Fu Tea Franchise Funding for Existing Owners

> Funding for existing Kung Fu Tea owners: tea brewers, sealers and shakers, monthly tea and cup orders, staffing and dual-concept upgrades, read from deposits.

Source: https://mfebusinessloans.com/franchise-funding/brands/kung-fu-tea/ (Merchant Fund Express, updated 2026-10-21)

## The short answer

Merchant Fund Express funds existing Kung Fu Tea owners: business loans, merchant cash advances, revenue-based financing, lines of credit, equipment financing and working capital from $25,000 to $5,000,000. We read your deposits after monthly royalty and marketing drafts and the tea, cup and packaging orders bought through the franchisor's affiliate. A complete file gets a same-day decision, and funding often arrives the next business day.

## Who is this page for?

Owners of open Kung Fu Tea shops: traditional storefronts, non-traditional units in airports, campuses, malls, stadiums and transit stations, and dual-concept shops paired with TKK Fried Chicken or Yasubee Ramen. Shops open year round. Branded equipment and the tea, coffee, concentrates, cups and packaging are bought from an affiliate, with fresh fruit and some disposables sourced elsewhere.
Read it with the coffee and beverage franchise sector guide and our coffee and beverage shop industry page.

## What the franchisor publishes

Kung Fu Tea: facts from official sources
Franchisor: KF Tea Franchising LLC (New York, New York) (source)
Parent company: None, per the FDD; affiliate KF Tea USA Inc. owns the trademarks (source)
Initial franchise fee: $37,000 for a standard shop; $25,000 for existing franchisees or non-traditional units; plus a $12,500 training fee for the first shop (2026 FDD) (source)
Royalty: 4% of Gross Sales, paid monthly (source)
Advertising fund: Marketing fee of 2% of Gross Sales, paid monthly (source)
Published formats: Traditional shop of 500 to 1,500 sq ft; non-traditional units in airports, campuses, malls, stadiums and transit stations; dual concept with TKK Fried Chicken or Yasubee Ramen (source)
US franchising status: Actively franchising in the US, single-unit and multi-unit (source)
Checked Oct 2026 against official sources: the franchisor's own franchising site, its FDD or SEC filings, or the SBA Franchise Directory. Figures change; confirm current numbers in the latest Franchise Disclosure Document. Figures we could not confirm from an official source are left out.

## Every way to fund your Kung Fu Tea location

Already running a Kung Fu Tea location and need capital? Merchant Fund Express funds existing franchise owners with every product below. Terms depend on the business's revenue and history.
Franchise business loan: A term loan for a remodel or a dual-concept kitchen addition at an open shop, sized from its deposits.
Merchant cash advance: Card-settlement repayment for a busy storefront with daily tickets.
Revenue-based financing: Payments that follow sales for a campus or transit unit with uneven months.
Business line of credit: A revolving line for affiliate tea, cup and packaging orders that grow with volume.
Equipment financing: Tea brewers, cup sealers, shakers, ice machines and refrigeration financed on a quote.
Working capital: Short capital for staffing, a repair or a slow month.

## Which problems do Kung Fu Tea owners bring to a funding review?

Supply orders that scale with sales
Tea, coffee, cups and packaging come through the affiliate, and monthly orders climb as volume grows. A line of credit keeps a busy shop stocked; see inventory funding.
Sealer, brewer and ice machine failures
Tea brewers, cup sealers and ice machines keep the line moving, and a failed sealer stops service; equipment financing on a quote replaces it.
Adding a dual concept
Pairing a shop with a fried chicken or ramen concept adds kitchen equipment and staff before the new sales arrive. A term loan sized from current deposits fits a planned project like this.

## Which product fits which Kung Fu Tea need?

Need | Product | Published requirement it leans on | What to send |
Sealer, brewer or ice machine | Equipment financing | Vendor quote and useful life | Quote, 3 months of statements |
Affiliate tea and cup orders | Line of credit | Tier 1: 3+ years, FICO 650+, 8+ deposits a month | Statements, supplier invoices |
Dual-concept build-in | Business loan | Tier 1: about $25K/month revenue, applicant owns 50%+ | Quotes, statements |
Slow campus or transit months | Revenue-based financing | Tier 2: $800 minimum daily balance, up to 2 current advances | Statements |
Staffing or repair gap | Working capital | Tier 2: 6+ months, FICO 600+, $60K verifiable revenue | Statements, invoice |

## How does the review read a Kung Fu Tea shop?

Entity: the company on the franchise agreement; multi-unit owners often hold each shop separately.
Deposits: card batches plus app orders, usually heavier from midday into evening.
Franchisor drafts: royalty and marketing are drafted monthly, and app orders carry a promotions fee; capacity is sized after them.
Supply drafts: affiliate tea and packaging orders, plus fruit and dairy, read as cost of goods.
Existing positions: current advances and loans are counted; a new structure can sometimes lower the combined payment.

## What documents does a Kung Fu Tea review need?

About 3 months of business bank statements (bank PDFs) per shop entity
The five-minute application, opening with a soft credit pull
Vendor quotes for sealers, brewers, ice or refrigeration equipment
A short list of current advances and loans with payments
Full financials only for requests above $250,000
Sole proprietors are eligible, and Merchant Fund Express offers Spanish-speaking support.

## A hypothetical Kung Fu Tea budget

Picture a storefront depositing $52,000 a month. Payroll is $14,500, tea, cups and other supplies $13,000, monthly franchisor drafts $3,120, rent $6,900 and existing payments $1,500. The owner wants two sealers and an ice machine quoted at $15,000.
Monthly deposits$52,000
Less payroll, supplies, franchisor, rent, payments$52,000 - $14,500 - $13,000 - $3,120 - $6,900 - $1,500 = $12,980
$15,000 over 36 monthsabout $417/month before cost of funds
Share of what remains$417 / $12,980 = about 3.2%
Figures in this example are illustrations of the arithmetic, not an offer, quote or approval. Real terms depend on the file and the funder.

## What if you are buying or opening a Kung Fu Tea instead?

A shop that has not opened has no deposits, so it needs operating history before Merchant Fund Express can review it. Owners adding a shop are read on their current shops' deposits; see second location funding. Buying an open shop follows franchise transfer financing.

## Keep reading

Coffee and beverage franchise funding: how beverage concepts are reviewed
Franchise brands we cover: every brand page in this guide
Franchise line of credit: revolving capital for supply orders
Franchise equipment financing: quotes and useful life
Franchise remodeling funding: planned projects at open units

## Common questions

### Can I finance cup sealers and tea brewers for my Kung Fu Tea?

Yes. Equipment financing is reviewed against a vendor quote and the equipment's useful life.

### Are app orders counted in my revenue?

Yes, once they settle into the business account. Their promotions fee is read with the other recurring drafts.

### Can a dual-concept shop with TKK Fried Chicken apply?

Yes. We read the entity that receives the deposits, including both concepts' sales.

### What if I own several Kung Fu Tea shops?

Each shop or entity is read on its own deposits and drafts, so a request can cover one or several.

### Are you affiliated with Kung Fu Tea?

No. Merchant Fund Express is independent. We use the Kung Fu Tea name only to identify the owners this page is for; it does not mean the franchisor endorses or works with us.

Merchant Fund Express is independent. Not affiliated with or endorsed by Kung Fu Tea or its franchisor.

Apply with Merchant Fund Express: https://merchantfundexpress.com/current-application.html?utm_source=mfebusinessloans.com&utm_medium=franchise&utm_campaign=franchise-funding&utm_content=kung-fu-tea