# Jani-King Franchise Funding for Existing Owners

> Funding for existing Jani-King unit owners and regional offices: crew payroll, floor equipment, supplies and net-terms commercial invoices, read from deposits.

Source: https://mfebusinessloans.com/franchise-funding/brands/jani-king/ (Merchant Fund Express, updated 2026-10-21)

## The short answer

Merchant Fund Express funds existing Jani-King owners, from home-based unit franchises to regional offices, with business loans, merchant cash advances, revenue-based financing, lines of credit, equipment financing and working capital between $25,000 and $5,000,000. We read when your commercial clients actually pay, the recurring fees owed to the regional office, and any equipment lease drafts. A complete file gets a same-day decision, with funding often the next business day.

## Who is this page for?

Jani-King publishes two US ownership levels. A unit franchise is a home-based business servicing accounts signed by the regional office. A Domestic Franchisor runs a regional office that sells unit franchises, trains owners and secures the contracts they service. Corporate signs national accounts such as hospitals, hotels and stadiums.
It sits under the cleaning and restoration franchise guide; our cleaning industry page covers the general cash cycle.

## What the franchisor publishes

Jani-King: facts from official sources
Franchisor: Jani-King International, Inc. (Addison, Texas) (source)
Published formats: Unit franchise (home-based start-up), Domestic Franchisor (a US regional office territory) and International Franchisor (source)
Initial franchise fee: Unit franchise: a range of fee options based on the amount of initial business offered by the local regional support office (no single figure published) (source)
Locations: about 6,900 franchise owners in 10 countries serving over 60,000 customers, with more than 120 support offices worldwide (as stated by the franchisor, checked Oct 2026) (source)
US franchising status: Actively franchising in the US (unit and Domestic Franchisor levels) (source)
Checked Oct 2026 against official sources: the franchisor's own franchising site, its FDD or SEC filings, or the SBA Franchise Directory. Figures change; confirm current numbers in the latest Franchise Disclosure Document. Figures we could not confirm from an official source are left out.

## Every way to fund your Jani-King location

Already running a Jani-King location and need capital? Merchant Fund Express funds existing franchise owners with every product below. Terms depend on the business's revenue and history.
Franchise business loan: A term loan suits a regional office expanding its sales or training team, read on three or more years of office deposits.
Merchant cash advance: An advance fits a unit owner who needs cash quickly to staff a newly offered account and can repay from future deposits.
Revenue-based financing: Payments that rise and fall with monthly deposits help when your account roster changes through the year.
Business line of credit: A line covers the stretch between cleaning a hospital wing or office tower and the client's payment, then resets for the next account.
Equipment financing: Floor machines and specialty equipment beyond the leasing program can be financed on a vendor quote over their useful life.
Working capital: Working capital pays crew wages and supplies while a stadium or event venue account ramps up.

## Which problems do Jani-King owners bring to a funding review?

An offered account needs a crew now
A sizable building means paying cleaners from the first night while the client pays on its invoice schedule.
Specialty accounts need specialty equipment
Healthcare and hospitality work can require extra floor care, disinfection and carpet equipment. See equipment financing for cleaning.
A regional office carries staff ahead of sales
Domestic Franchisor offices pay sales and training staff before new accounts produce revenue.

## Which product fits which Jani-King need?

Need | Product | Published requirement it leans on | What to send |
Staffing a newly offered account | Working capital | Tier 2: 6+ months, FICO 600+, $60K verifiable revenue, minimum daily balance $800 | Statements, account details |
Floor machines and disinfection gear | Equipment financing | Vendor quote and useful life | Quote, 3 months of statements |
Regional office staffing | Business loan | Tier 1: 3+ years in business, FICO 650+, about $25K/month revenue | Statements, debt schedule |
Waiting on client payments | Line of credit | Tier 1: 8+ deposits a month, NSFs max 6/month | Statements, receivables list |
Commercial invoices on net terms | Invoice factoring | B2B receivables | Aging report, invoices |

## How does the review read a Jani-King business?

Entity and level: a unit franchise and a regional office are separate businesses; we read the entity and account that receive the deposits.
Deposits: commercial clients pay by ACH or check, often monthly, so we read monthly totals and how steady they are across 3 months.
Franchise fees and regional drafts: recurring fees and any amounts owed to the regional office are counted before capacity is sized.
Equipment leases: leasing program payments are read as operating cost.
Existing positions: any current advances or loans are listed; a new structure can sometimes lower the combined payment. See MCA refinance.

## What should a Jani-King owner send?

About 3 months of business bank statements as PDFs for the applying entity
The five-minute application (soft credit pull to start)
A short list of the accounts you service, or an aging report for receivables
Quotes for equipment and a debt schedule of current leases and loans
Full financials only for requests above $250,000
Sole proprietors are eligible, which matters for many home-based unit owners. Spanish-speaking support is available.

## A hypothetical Jani-King budget scenario

Suppose a unit owner deposits $36,000 a month. Payroll is $18,000, franchise and regional fees $4,500, supplies and fuel $2,500 and an equipment lease $1,000. The owner wants a $24,000 line of credit to carry two newly offered accounts through their first payment cycle.
Monthly deposits$36,000
Less payroll, fees, supplies, lease$36,000 - $18,000 - $4,500 - $2,500 - $1,000 = $10,000
$24,000 drawn and repaid over 12 months$2,000/month before cost of funds
Share of what remains$2,000 / $10,000 = 20%
Figures in this example are illustrations of the arithmetic, not an offer, quote or approval. Real terms depend on the file and the funder.

## What if you are buying or opening a Jani-King instead?

A unit or regional office that has not operated has no deposits to read, so it needs operating history before Merchant Fund Express can review it; the buying a franchise page explains the route. Existing owners adding accounts or a second entity are read on current deposits; see second location funding and, for taking over an operating business, franchise transfer financing.

## Keep reading

Cleaning and restoration franchise funding: the sector guide for cleaning franchises
Franchise brands we cover: other brand pages
Franchise line of credit: revolving capital for payment gaps
Equipment financing for cleaning: floor and disinfection equipment
Invoice factoring: advancing on commercial invoices

## Common questions

### Can a part-time Jani-King unit owner apply?

Yes, if the business has its own deposits and meets the time-in-business and revenue minimums for the product. Sole proprietors are eligible in all 50 states.

### Can a Domestic Franchisor regional office apply?

Yes. The office is read on its own deposits, payroll and obligations, separate from the unit owners it supports.

### Can I finance equipment if I already use the equipment leasing program?

Yes. Existing lease payments are counted, and additional equipment is reviewed against a vendor quote and its useful life.

### Does it matter that commercial clients pay monthly?

It shapes the product. A line of credit or invoice factoring fits payment gaps; working capital fits a one-time ramp-up.

### Are you affiliated with Jani-King?

No. Merchant Fund Express is independent. We use the Jani-King name only to identify the owners this page is for; it does not mean the franchisor endorses or works with us.

Merchant Fund Express is independent. Not affiliated with or endorsed by Jani-King or its franchisor.

Apply with Merchant Fund Express: https://merchantfundexpress.com/current-application.html?utm_source=mfebusinessloans.com&utm_medium=franchise&utm_campaign=franchise-funding&utm_content=jani-king