# Burger King Franchise Funding for Existing Owners

> Funding for existing Burger King franchisees: broilers, drive-thru tech, remodel work and crew payroll, sized after royalty, ad fund and rent drafts.

Source: https://mfebusinessloans.com/franchise-funding/brands/burger-king/ (Merchant Fund Express, updated 2026-10-21)

## The short answer

Already running a Burger King and need capital? Merchant Fund Express funds existing Burger King franchisees with business loans, merchant cash advances, revenue-based financing, lines of credit, equipment financing and working capital, from $25,000 to $5,000,000. We read each restaurant's card deposits after the royalty and advertising drafts, any rent paid to the franchisor and the payments you already carry. A complete file gets a same-day decision, and funding often follows the next business day.

## Who is this Burger King page for?

Franchisees with open, depositing restaurants, whether built, bought from a selling franchisee or picked up as the franchisor refranchises units. Most operators run several restaurants in separate entities. The kitchen centers on the flame broiler, fryers and holding cabinets, and most sales move through the drive-thru.
For the wider picture, read the burger franchise funding sector guide and our restaurant industry page.

## What the franchisor publishes

Burger King: facts from official sources
Franchisor: Burger King Company LLC (source)
Parent company: Restaurant Brands International Inc. (FY2025 Form 10-K) (source)
Initial franchise fee: $50,000 per restaurant for a 20-year term (source)
Royalty: 4.5% of gross monthly sales (source)
Advertising fund: 4.5% of gross monthly sales (source)
Total initial investment: $348,400 to $3,320,600 to build a new restaurant, by format (FDD year not stated) (source)
Liquid assets / net worth asked of new franchisees: $500,000 liquid / $1,000,000 net worth (source)
Locations: 7,025 in the U.S. and Canada as of December 31, 2025, excluding Carrols-acquired restaurants (FY2025 Form 10-K) (source)
Published formats: Standalone restaurants plus nontraditional sites such as airports and military bases (source)
US franchising status: Actively franchising, mainly through multi-unit acquisitions and new development (source)
Checked Oct 2026 against official sources: the franchisor's own franchising site, its FDD or SEC filings, or the SBA Franchise Directory. Figures change; confirm current numbers in the latest Franchise Disclosure Document. Figures we could not confirm from an official source are left out.

## Every way to fund your Burger King location

Already running a Burger King location and need capital? Merchant Fund Express funds existing franchise owners with every product below. Terms depend on the business's revenue and history.
Franchise business loan: a term loan for your share of a remodel or relocation.
Merchant cash advance: repaid from card sales, for steady deposits and a thinner credit file.
Revenue-based financing: payments that move with sales while one unit recovers.
Business line of credit: a revolving line for food and paper orders and insurance renewals.
Equipment financing: broilers, fryers, holding cabinets and drive-thru screens on a vendor quote.
Working capital: short capital for a payroll gap or a repair invoice.

## Which problems do Burger King operators bring to a funding review?

The broiler or fryer bank goes down
A broiler failure stops the core menu. Equipment financing on a quote replaces it; working capital covers the repair meanwhile. See restaurant equipment repair funding.
Remodel and technology work on a deadline
The franchisor is investing in remodels and restaurant technology, but the operator still carries a share of the cost and downtime. See franchise remodeling funding.
Rent and franchisor drafts in a slow month
Operators leasing from the franchisor pay rent on top of royalty and advertising. A line of credit keeps payroll on time; see restaurant payroll funding.

## Which product fits which Burger King need?

Need | Product | Published requirement it leans on | What to send |
Broiler, fryers or holding cabinets | Equipment financing | Vendor quote and useful life | Quote, 3 months of statements |
Drive-thru order screens and timers | Equipment financing or term loan | Quote; Tier 1 for the term loan: 3+ years, FICO 650+ | Quote, statements |
Crew payroll in a slow month | Working capital | Tier 2: 6+ months, FICO 600+, $60K verifiable revenue | Statements, payroll summary |
Food and paper orders, insurance | Line of credit | Tier 1: about $25K/month revenue, 8+ deposits a month | Statements, debt schedule |
One weaker unit in a group | Revenue-based financing for that entity | Tier 2: $800 minimum daily balance, up to 2 current advances | Statements per entity |

## How does the review read a Burger King restaurant?

Entity by entity. We read the LLC that signs and the account its deposits land in.
Daily card deposits. Delivery app payouts land in batches; we read count, consistency and average balance.
Royalty, advertising and rent drafts. Capacity is sized after them; see royalty debits in a funding file.
Distributor drafts. Weekly food and paper payments are cost of goods, not debt.
Existing positions. Counted; a new structure can sometimes lower the combined payment. See existing positions.

## What should a Burger King franchisee send?

About 3 months of business bank statements (PDFs from the bank) for each restaurant entity
The five-minute application, which starts with a soft credit pull
Vendor quotes for broiler, fryer, holding or drive-thru equipment
A debt schedule listing current loans, leases and advances
Full financials only if the request is above $250,000
Merchant Fund Express accepts ITIN applicants and offers Spanish-speaking support.

## A hypothetical Burger King budget scenario

Picture one restaurant depositing $140,000 a month, with food and paper at $42,000, payroll $40,000, royalty and advertising $12,600, rent $11,000 and existing payments $3,200. The owner wants a broiler and holding cabinet quoted at $72,000.
Monthly deposits$140,000
Less food, payroll, franchisor drafts, rent, payments$140,000 - $42,000 - $40,000 - $12,600 - $11,000 - $3,200 = $31,200
$72,000 over 48 monthsabout $1,500/month before cost of funds
Share of what remains$1,500 / $31,200 = about 4.8%
Figures in this example are illustrations of the arithmetic, not an offer, quote or approval. Real terms depend on the file and the funder.

## What if you are buying or opening a Burger King instead?

A restaurant that has not opened, or a buyer with no deposits, needs an operating history before Merchant Fund Express can review it; see buying a franchise. Operators adding restaurants are read on current deposits. Taking over restaurants follows franchise transfer financing, and adding a unit is covered on second location funding.

## Keep reading

Burger franchise funding: how burger and drive-thru concepts are reviewed
Franchise brands we cover: every brand page in this guide
Franchise equipment financing: quotes, useful life and vendor specs
Multi-unit franchise funding: reading groups entity by entity
Restaurant payroll funding: covering crew hours ahead of sales

## Common questions

### Can a multi-unit Burger King group apply for one restaurant only?

Yes. Each entity is read on its own deposits, so a request can cover one restaurant or several.

### Can I finance a broiler or drive-thru equipment for my Burger King?

Yes, against a vendor quote and the equipment's useful life. Broilers suit longer terms than screens.

### Does rent paid to the franchisor hurt my file?

No. Rent, royalty and advertising drafts are normal for the brand; we size payments after them.

### What does a Burger King owner need to send first?

About three months of statements per entity, the short application and any equipment quotes.

### Are you affiliated with Burger King?

No. Merchant Fund Express is independent. We use the Burger King name only to identify the owners this page is for; it does not mean the franchisor endorses or works with us.

Merchant Fund Express is independent. Not affiliated with or endorsed by Burger King or its franchisor.

Apply with Merchant Fund Express: https://merchantfundexpress.com/current-application.html?utm_source=mfebusinessloans.com&utm_medium=franchise&utm_campaign=franchise-funding&utm_content=burger-king